If you’re a senior, you’ve paid your dues. You worked for years, you followed the rules, and now it’s time to collect some hard earned discounts. And trust us, there are plenty of awesome discounts out there for you.
But the trick is, you have to know about them, and you have to ask for them.
Here are 12 life hacks that every seniors should know. Some of this offers are only available online. Make sure you ask them “Do you offer a senior discount?” and save big! Make sure to read through to the end, as there are many you probably didn’t know about!
1. Save Energy Cost By Replacing Your Old Windows
Did you know that you can save up to a whopping 40% on your energy costs each month…simply by installing new windows? It may seem odd, but it’s true!
Original windows in older homes tend to let out drafts, which contribute to much higher utility costs than the homeowner realizes. Oftentimes, by replacing the old windows with modern versions, the costs to run the A/C and heat drop substantially, and the windows pay for themselves!
And here’s something even better: for a short time, senior citizens can save hundreds of dollars on brand new windows from Window Remodel Connection.
2. Never Pay For Costly Home Repairs Out-of-Pocket Again
Many seniors simply don’t have enough money lying around to pay for expensive home repairs.
Your home insurance won’t cover your washing machine or AC breaking. What if your heater breaks when you need it the most? Who amongst us has hundreds or even thousands available at a moment’s notice for such a repair?
This is why many homeowners are getting this new Choice Home Warranty Program and they’re ending up saving thousands in the long run. ACs, electrical heaters, appliances, roofing repairs – they’re all covered! If there’s something they can’t fix they will just replace it.
3. Get A Portable Oxygen Concentrator For Free
While traditional oxygen tanks are heavy and require refills, the Inogen One portable oxygen concentrator is there whenever and wherever you need it.
The lightweight Inogen One helps oxygen users reclaim independence with 24/7 oxygen delivery and long-lasting battery life. This compact machine comes with a carrier bag and user manual, making it easy to take on the go.
The best part is that Medicare and most insurance plans cover the cost of Inogen One concentrators.
4. Get Your Free Medicare Rate Quotes (If You Qualify)
Healthcare is an essential part of human life, and the costs of prescriptions add up more and more as you age. Most retirees need to take some form of medication, so it’s only right that you should be able to get a discount on your pills.
By choosing the right insurance company for your needs, you could get your prescription drugs covered.
Also, many seniors may not know this, but they may be eligible to get extra benefits out of their Medicare insurance plan.
You can also check if you qualify for vision, dental, hearing or even arthritis treatment coverage.
5. Save Money on a New Roof
One of the most important (and most expensive) fixes to your home is always going to be your roof. It’s what holds your entire house together—without the roof, your whole home can cave in on itself.
But finding a quality roofing specialist can take time, and when you’re in a bind, some roofers might take advantage of your dire situation. You need to have a roofing company on your radar before an emergency occurs to ensure that you can lock in the best deals at fair prices.
Most homeowners aren’t aware of this little trick, but you can actually make qualified roofers compete for your business and bid against themselves using this website.
6. Special Mortgage Program Pays Homeowners Up To $77,000 (You Must Qualify)
The amazing government mortgage program can help qualified homeowners pay for home improvements, but the banks have been keeping this a secret!
When homeowners visit the FHA Quiz Website they may be surprised to find out that they qualify for a cash-out payment that could help make home improvements, take a vacation, pay off debts, and more.
This brilliant government program called FHA Cash Out Program can provide up to $77,221 to qualified homeowners (if you qualify). Most homeowners use this cash for home remodelling and repairs but you can use it however you want.).
As far as we are aware, deadlines for these programs haven’t yet been announced, but if transforming your home, paying off debts, or even just taking the cash for a vacation or new car would help you, it’s smart to act now.
Remember, these are free programs and there is absolutely NO COST to see if you are eligible. Click here to check if you qualify and find out how much you can claim. It’s an easy way to put cash back in your pocket!
7. Seniors Can Save Up To 70% On Life Insurance
Unfortunately with every year you age your insurance premium amount rises 8-10%. For some, rising life insurance policy costs can add up significantly. And what’s worse is the fact that many have a hard time qualifying for new policies altogether once they reach a certain age.
Fortunately though, there is a way to get a very cheap life insurance policy. You need to compare quotes from multiple insurance companies.
This amazing website will let you do that and the best part it is totally free! They will run down your information through their technology to automatically find the best life insurance policies available for a much much lower price.
You may end up saving up to 70% on their life insurance policy.
8. Get A Walk-In Bathtub At A Big Discount
Walk-in tubs are designed to satisfy the needs of seniors, the disabled, handicapped or anyone with mobility challenges. Statistics say that falls occur in your bathroom more often than in any other room in your house. The Center for Disease Control tells us that two-thirds of bathroom injuries happen near your tub or shower. Usually, they happen when you step over your tub wall or slip on a wet floor, or when you lean on a glass door that wasn’t designed to support your weight.
It’s another fact of life that these bathroom injuries increase significantly after you turn 65. This is often when your eyesight starts to fade, and you have less mobility and balance.
The bottom line? One in three adults over 65 experience falls each year. Right now, many Walk-in Tub manufacturers are offering big discounts to seniors. You can get a free quote on a Walk-in Tub by visiting this website.
9. Extend Your Auto Warranty And Save 60% On Car Repair
In most of our country, driving is essential for daily life, but sometimes things go wrong at the worst time and place. Don`t get stuck on the side of the road in the middle of the night.
When you buy a car, you usually get a 3-year/36,000 mile warranty, but what happens when that warranty ends? No more roadside assistance. And you have to pay for repairs out of pocket unless you happen to be a car mechanic yourself. Most mechanics will not be trying to save you money, and many will try to get you to pay for repairs that you don`t need.
Avoid paying for the repairs ever again by Extending Your Car’s Warranty. Seniors save up to 80% on their auto warranty extension. Get a quote here.
10. Senior Home Security System Discount – $950 Savings from ADT!
According to a report by the University of North Carolina at Charlotte’s Department of Criminal Justice and Criminology, approximately 83% of convicted burglars said they would try to determine if an alarm was present before attempting a burglary, and 60% said they would seek an alternative target if there was an alarm on-site
By installing a security system not only will you deter possible burglars away from your home, but you may also save money on your Homeowners Insurance policy.
And, most importantly, being a senior, a home security system gives you immediate emergency assistance if you have an urgent medical situation.
That’s why it’s smart for anyone to have a home security system at home
11. Get Thousands Back – Get Rid Of Your Timeshare!
If you’re stuck with a Timeshare you never use, let the experts help you get your money back instead of struggling alone.
12. Get Up to $4,264/year Off Your Mortgage (If You Qualify)
If you’re a qualified homeowner you could save thousands of dollars each year by taking advantage of this government program called HARP.
The Home Affordable Refinance Plan (HARP) was passed to help American homeowners reduce their monthly mortgage payments by as much as $4,264 each year.
You could bet the banks aren’t too thrilled about losing all that profit and might secretly hope homeowners don’t find out before time runs out.